1st Security Bank is excited to announce our newest banking package – eBanking Express

It’s finally arrived. An account that gives you the convenience and benefits you want and gets rid of the things you don’t – less than satisfying deposit rates, wasted paper, and wasted minutes on trips to the bank.

eBanking Express is an account that gives you the freedom to control your finances from the comfort of your home or office. Okay you say – what makes this account any different that just a checking account with online banking?

With eBanking Express you won’t need our assistance as often, so we set ourselves apart by passing the savings on to you. Not only are we giving you exclusive access to use our enhanced online banking system, we’re also giving you a fantastic rate on your checking account, loan discounts, free checks and wires, and much more! Plus, you’re helping the environment – and we think that’s pretty cool, too.

The requirements are minimal and easy, and we’re here for you every step of the way.

Account details

Account disclosure

Canyon Park Branch Now has Safe Deposit Boxes!

1st Security Bank’s Canyon Park branch in Bothell now offers the safety and security of Safe Deposit Boxes to our customers!

Your valuable items should be stored in a safe, secure place. Legal documents (such as a will, deed or title), fine jewelry, CDs and stock certificates – anything that would be difficult or impossible to replace – can be protected at your Canyon Park 1st Security branch. Safe deposit boxes are available at our Poulsbo and Port Angeles locations as well. We have a variety of sizes to give you an affordable solution to your security needs.

Call or visit us today to find out more!

Please note: Items stored in your safe deposit box are not insured by FDIC Insurance. A safe deposit box is strictly a storage space provided by the Bank.

Share your great banking experiences with 1st Security Bank!

Do you have a great story to tell about your banking experience with 1st Security Bank? Tell us about it! We may choose your story or compliment and share it with the rest of the world on our Web site!

If you’d like people to know that 1st Security is a great place to bank – whether it’s the friendly employees at your branch, the great deposit or loan rates, or just the overall experience — please let us know by emailing info@1stsecurityofwa.com. Please only include your name and phone number (not account or social security numbers), so we may contact you if your compliment is chosen.

WARNING: New Phishing Scam

1st Security Bank would like to warn you about a current phishing scam directed at our Business Online Banking customers. This scam targets users by sending emails that appear to be from our Business Online Banking provider, Digital Insight. The email appears to originate from a Digital Insight source such as, “Digital Insight Customer Care” or “Digital Insight Administration” and is designed to trick the recipient into clicking a link in the email for the purpose of acquiring sensitive, non-public information.

1st Security Bank and its business affiliates take your personal, business and financial security very seriously. We do not request sensitive, non-public information via email, fax or any other un-secure source.

Below, you will find a sample of the email being received.

— Sample Phishing Email —

The email described above is not from Digital Insight. Users should be advised to immediately delete emails such as these and do not take action as requested.

Now is the time to sign up for Online Statements!

Receive your online statement days before you would your paper statement, and rest easier knowing your personal bank information is safe and secure. To sign up, just log-in to your online banking account and click on the ‘Online Statement’ link. If you have not yet signed up for Online Banking, call or visit us, and we’ll set you up with your Personal Identification Number (PIN) so you can get started!

1st Security Bank Makes a Great Impression in Poulsbo!

1st Security Bank is proud to announce the relocation and grand opening of our new Poulsbo branch. The 3,500 square foot branch, complete with clock tower and outdoor patio - which boasts a fantastic view, sits atop the hill at College Market Place in Poulsbo. The branch is full-service, and includes two drive-up banking lines with drive-thru ATM, a 24-hour ATM, safe deposit boxes, private offices for commercial banking, loans, and mortgages, and much more. The warm, friendly atmosphere that has always characterized 1st Security will only be enhanced. As customers enter the spacious lobby, staff will personally greet them and direct them to the banking services they seek.

When it comes to providing the best in customer service, 1st Security Bank has raised the bar. We stand firmly behind our commitment to cater to the needs of our valued customers, and want to show them how a bank should handle their personal and business relationship.

Conveniently located next to Home Depot, Wal-Mart, and more, the new location is prime, and makes banking even more accessible for our customers. The new branch address is 21650 Market Place in Poulsbo, and branch hours are Monday through Thursday 8 a.m. to 5 p.m., and Friday 8 a.m. to 6 p.m.

Would you fall for this?

Financial scams are nothing new, although their proliferation has been made exponentially easier with email. As a financial institution, we’re very concerned about the number of scam letters and emails out there today. Although not our job, we’ve managed to help a number of people avoid being bilked out of thousands of dollars because they intended to participate in the offers. Let’s take a few minutes to share the basics of how most prevalent scams work so you can avoid becoming their next victim.

1. Lottery scam letters. You receive a letter saying you’ve won some large amount of money. This supposed lottery organization (often in Canada) encloses a large check, and instructs you to call to get the verification code. The catch is that before you can cash the check, you must first wire a large sum of money (some percentage of the lottery “prize”) to them to “cover the taxes”. What’s going on? The checks look like legitimate business checks but the drawer name bears no relationship to a lottery organization. These are stolen or counterfeit checks bearing name and account number of a legitimate company, but the checks have been fraudulently produced by criminals. The check is not worth the paper it’s printed on so you’ll get nothing out of it. But, if you comply with their instructions, you will have wired them a large sum of your hard-earned money, only to never see your cash again.
2. Money order/cashier’s check scam. With this scam you actually receive money orders or cashier’s checks in the mail with a letter from a company (often a foreign company) asking you for your assistance. They claim they don’t have a bank account and need your help by cashing either the money orders or cashiers check. They ask you to cash the items and wire them 90% of the money back, keeping 10% for your fee. Anyone who falls for this will find that the money orders or cashier’s checks are fraudulent so, if cashed, they would be charged back against your bank account, and meanwhile you would have wired them a large sum of YOUR money.
3. “Nigerian” scam. You receive a letter or email politely soliciting your help. They request your help in moving large sums of money out of their country. They promise you, for example, a 10% fee for your assistance, but they also request that you send your bank account number and some money to cover the transaction and transfer costs and attorney’s fees. Again, if you send them money you’ll be the big loser as you’ll never hear from them again. Nigerian scams are some of the biggest money scams in the last 10 years. The scam artists send out over 10,000 emails a day and feel good with a 1% response. These are complicated, layered organizations that move on quickly so according to law enforcement, they’re impossible to track down.
4. Jury duty scam. This time you receive a telephone call from someone identifying himself as with the court system. They indicate that you’ve been chosen for jury duty, and they just need to confirm your name, social security number, date of birth and credit card number. If you refuse, they threaten you with fines. Obviously, no one from the judicial system would a) call you by phone to inform you of jury duty, and b) need your credit card information. It’s a hoax. Hang up!
5. “Phishing” scams. Phishing is an Internet scam in the form of an email or pop-up box. The emails and pop-ups link to sites that look like businesses and ask you to provide or confirm personal, financial, or password information. Beware of these lures to get you to reply:
   • Threatening to close your account unless you provide personal information immediately.
   • Claiming to need updated personal information on your account. 1st Security Bank and other legitimate companies will NOT ask for this information via email.
   • Offering a service that can only be provided with your personal information.
6. Additional points to keep in mind:
   • Be wary of clicking on links in email messages.
   • Always type addresses directly into your browser or use personal bookmarks.
   • Don’t email personal or financial information. Email is not a secure method of transmitting personal information.
   • Report suspicious activity to the FTC. If you get spam “phishing” for information, forward it to spam@uce.gov.
   • Always ensure you are using a secure Web site when submitting credit card or other sensitive information via your Web browser. To make sure you’re on a secure Web server, check the beginning of the Web address in your browser’s address bar — it should be “https://” (notice the “s”) rather than just “http://”

In conclusion, you’ve worked hard to earn what you have. Don’t believe offers such as these “effortless income” scams. The thought of easy money might be appealing, but success generally requires hard work. When you receive a solicitation such as this, don’t give it an ounce of thought. And please, NEVER give your bank account number, debit card number or credit card number to someone who calls you. Again, just hang up. You’ll be glad you saved yourself the pain and heartache of losing thousands of dollars to a crook.